Buying a Home in Canada

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  • Mortgage Rates

    Discounted rates found on the internet on March 22, 2019.

    Fixed-Rate Mortgages

    1-year closed: 3.20% (3.20%)
    2-year closed: 3.19% (3.19%)
    3-year closed: 3.09% (3.19%)
    4-year closed: 3.24% (3.38%)
    5-year closed: 2.89% (2.99%)

    7-year closed: 3.59% (3.59%)
    10-yr closed:   3.69% (3.89%)
    Qualify. Rate:  5.34% (5.34%)

    Variable-Rate Mortgages

    BofC’s Target:   1.75% (1.75%)
    Banks' Prime:    3.95% (3.95%)

    5-year: Prime - 1.20% or 2.75%

    Some rates may only be available to people with top credit living in specific areas. BofC stands for Bank of Canada. The "Qualifying Rate" is used to qualify borrowers choosing terms of 4 years or less. The rates in bracket are from March 15, 2019.

     

    The BAHIC® Network

    Are you looking for a mortgage specialist that can match the above rates? A home inspector, lawyer, REALTOR® or any other real estate service provider? A member of the BAHIC® Network may be able to help. Click on the "Find a Local Service Provider" button to see who is available in your area. 

     

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