Buying a Home in Canada

2013

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Mortgage Rates

Discounted rates found on the internet on August 16, 2019.

Fixed-Rate Mortgages

1-year closed: 2.69% (2.82%)
2-year closed: 2.49% (2.49%)
3-year closed: 2.64% (2.69%)
4-year closed: 2.69% (2.79%)
5-year closed: 2.49% (2.49%)
7-year closed: 2.99% (2.99%)
10-yr closed:   2.99% (2.99%)
Qualify. Rate:  5.19% (5.19%)

Variable-Rate Mortgages

BofC’s Target:   1.75% (1.75%)
Banks' Prime:    3.95% (3.95%)
5-year: Prime - 1.20% or 2.75%

Some rates may only be available to people with top credit, living in specific areas. BofC stands for Bank of Canada. The "Qualifying Rate" is used to qualify borrowers. The rates in brackets are from August 9, 2019.



HBI - Home Buyers Incorporated 22 Giberson Drive, Dartmouth, Nova Scotia B2W 6J6, Tel: 902-452-0969, Fax: 902-435-4701 | Halifax Web Design by: immediaC