Welcome to the Buying-a-Home-in-Canada Website!

This one-of-a-kind site is loaded with information you will not find anywhere else. For those of you who would like to know how to buy a home like a pro and don't mind investing a few hours, we suggest you read our home-buying manual found in the menu at the top. If you would rather watch videos, we suggest you start with our One-Hour Crash Course and then jump into the full Home Buying Course. But before you do anything else, please click on the arrow in the video above to meet Exclusive Buyer Agent (EBA) Alain Savard, the creator of the site, who will tell you more about it and let you in on something big that could literally turn the real estate industry on its head in the next few years -- a thing he calls "The Garth Turner Project".

Mortgage Rates

Discounted rates found on the internet on December 13, 2024.

Fixed-Rate Mortgages

1-year closed: 5.94% (5.94%)
2-year closed: 4.64% (4.64%)
3-year closed: 4.19% (4.19%)
5-year closed: 4.14% (4.14%)
7-year closed: 5.29% (5.29%)
10-yr closed:   5.48% (5.48%)

Variable-Rate Mortgages

BofC’s Rate:   3.25% (3.75%)
Banks' Prime:    5.45% (5.95%)
5-year: Prime - 1.15% or 4.30%

Some rates may require CMHC insurance coverage. BofC stands for Bank of Canada. The rates in brackets are from December 6, 2024.