Buying a Home in Canada

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2023
 

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2022

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2021

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2020

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2019

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Past Editions

2018

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2016

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2014

2013

2012

Mortgage Rates

Discounted rates found on the internet on December 6, 2024.

Fixed-Rate Mortgages

1-year closed: 5.94% (5.94%)
2-year closed: 4.64% (4.54%)
3-year closed: 4.19% (4.49%)
5-year closed: 4.14% (4.19%)
7-year closed: 5.29% (5.29%)
10-yr closed:   5.48% (5.48%)

Variable-Rate Mortgages

BofC’s Rate:   3.75% (3.75%)
Banks' Prime:    5.95% (5.95%)
5-year: Prime - 1.15% or 4.80%

Some rates may require CMHC insurance coverage. BofC stands for Bank of Canada. The rates in brackets are from November 29, 2024.



HBI - Home Buyers Incorporated 22 Giberson Drive, Dartmouth, Nova Scotia B2W 6J6, Tel: 902-452-0969, Fax: 902-435-4701 | Halifax Web Design by: immediac