2016

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Mortgage Rates

Discounted rates found on the internet on November 15, 2024.

Fixed-Rate Mortgages

1-year closed: 5.94% (5.94%)
2-year closed: 5.54% (5.54%)
3-year closed: 4.69% (4.69%)
5-year closed: 4.14% (4.19%)
7-year closed: 5.06% (5.06%)
10-yr closed:   5.48% (5.48%)

Variable-Rate Mortgages

BofC’s Rate:   3.75% (3.75%)
Banks' Prime:    5.95% (5.95%)
5-year: Prime - 1.15% or 4.80%

Some rates may require CMHC insurance coverage. BofC stands for Bank of Canada. The rates in brackets are from November 8, 2024.