2016

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Mortgage Rates

Discounted rates found on the internet on April 12, 2024.

Fixed-Rate Mortgages

1-year closed: 6.71% (6.71%)
2-year closed: 5.89% (5.84%)
3-year closed: 5.34% (5.14%)
5-year closed: 4.69% (4.64%)
7-year closed: 5.74% (5.64%)
10-yr closed:   5.84% (5.74%)

Variable-Rate Mortgages

BofC’s Rate:   5.00% (5.00%)
Banks' Prime:    7.20% (7.20%)
5-year: Prime - 1.30% or 5.90%

Some rates may require CMHC insurance coverage. BofC stands for Bank of Canada. The rates in brackets are from April 5, 2024.