2018

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Mortgage Rates

Discounted rates found on the internet on January 24, 2025.

Fixed-Rate Mortgages

1-year closed: 5.94% (5.94%)
2-year closed: 4.59% (4.64%)
3-year closed: 4.34% (4.39%)
5-year closed: 4.14% (4.14%)
7-year closed: 5.29% (5.29%)
10-yr closed:   5.48% (5.48%)

Variable-Rate Mortgages

BofC’s Rate:   3.25% (3.25%)
Banks' Prime:    5.45% (5.45%)
5-year: Prime - 1.05% or 4.40%

Some rates may require CMHC insurance coverage. BofC stands for Bank of Canada. The rates in brackets are from January 17, 2025.